Terms of Service | Jordan Hayes Mortgage

Agreement

By using this website you agree to these terms. If you do not agree, please do not use the site. You can reach us at hello@jordanhayesmortgage.com, by phone at (804) 555-0146, or by mail at 1211 East Main Street, Suite 400, Richmond, VA 23219.

Use of this website

Content on this site is provided for general information. You agree not to misuse the site, attempt to gain unauthorized access, or copy content for commercial use without permission.

Quotes, estimates and bookings

Prices, estimates and availability shown online are indicative until confirmed in writing by our team. Final pricing depends on an assessment of your specific needs. Bookings are confirmed only when you receive a confirmation from us.

Cancellations

Please give us as much notice as possible if you need to cancel or reschedule. Any applicable cancellation terms will be explained when your booking is confirmed.

Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect or consequential losses arising from use of this website. Nothing in these terms limits liability that cannot be limited by law.

Mortgage brokerage licensing and disclosures

Jordan Hayes Mortgage is an independent mortgage brokerage. We are not a lender and we do not make credit decisions. Applications are submitted to wholesale lenders who underwrite and fund the loan, and the identity of that lender is disclosed to you on the documents you sign.

The individual mortgage loan originator is licensed under the SAFE Act and holds NMLS #XXXXXXX. That number is a placeholder on this demonstration website; the real number belongs to the licensed originator and appears on the licensing page and on every disclosure. You can verify any originator or company at the NMLS Consumer Access register.

Licensed in Virginia, Maryland and North Carolina.
Equal Housing Opportunity. We do not discriminate on any basis prohibited by the Fair Housing Act or the Equal Credit Opportunity Act.
Broker compensation is disclosed on every file and is either lender-paid or borrower-paid, never both.

Rates, figures and sample content

Every interest rate, annual percentage rate, points figure, fee, payment, loan limit, credit score band and turn time shown anywhere on this website is a sample used for illustration. Nothing here is an offer, a quote, a rate lock or a commitment to lend.

Actual pricing depends on the wholesale lender, the programme, the property, your credit profile, your income and assets, the loan-to-value ratio and the market on the day the loan is locked. Your loan estimate is the only document that carries real figures for your file, and it is issued within three business days of a complete application.

Governing law

These terms are governed by the laws of the State of VA.

Jordan Hayes Mortgage is an independent mortgage broker, not a lender or a bank. Every rate, fee, payment and credit figure on this site is a sample used for illustration, is not an offer or a commitment to lend, and will change with market pricing, programme guidelines and your own file. Equal Housing Opportunity.